If you got involved and injured in a car accident because of another driver’s negligence, more likely, you will be entitled for an insurance claim. Such a claim could compensate all the medical bills you accumulate as well as any lost wages when the sick day leaves are not enough for your recovery. One of the hindrances in filing an insurance claim is when the not-at-fault driver admits fault in the accident. Admitting fault of an accident can have serious consequences. Here are some of the dangers of admitting fault to any car accident when you are not really at fault.
Danger # 1 – Insurance companies are not really friendly
There is no insurance company that doles out fair, generous payment to victims of car accident. Of course, you may not be able to claim any money from them if you are at fault. When you admit to fault, you will end up shouldering all the expenses not just of having your car repaired but also your medical bills. In an unlikely turn of events, the driver who is at-fault may file charges against you. You cannot easily talk your way out of this because you have admitted the fault in the first place.
Danger # 2 – You have already sold your case
Once you admit to the fault, it would be very difficult for your attorney to win your case. Admitting to a fault basically hurts any case. Remember that there will be a battle against two car insurance companies, both of which will exhaust every possible means to prove that the other party is at fault. Apart, the insurance company will talk its way until it convinced you to say things about the case. You have to consult your lawyer before telling anyone about the accident.
Danger # 3 – Accepting the blame is not prudent
Admitting fault is one of the critical mistakes that any driver may make a car accident. While it is very rude not to take responsibility for your action, you should not be tempted to admit fault, especially if you are not really at-fault. The same applies even if you are entirely at-fault, because you will just be digging your self in a deeper hole. In fact, you will only subject yourself for a possible litigation once you start talking about it.
You must avoid speaking about the accident particularly if you have yet to speak with an attorney. You must not admit any fault when you get involved in an accident as well because this can be taken against when claiming insurance. You must not offer an apology right away because this can be mistaken as admitting to the fault already. Once the other party’s insurance company has started to talk and ask you for specific documents like your medical, decline the request politely and tell them that your lawyer will be the one to decide when, as well as how the insurance adjusters may review your documents.
You have to let your attorney know about this as well. Any document that you will provide the insurance adjusters may be used to defeat your accident claim. You have to further protect your right for compensation by not signing any document that the insurance adjusters are asking you to sign. It would be advisable to let your lawyer talk to the insurance adjusters.